Open a Bank Account Online
Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named best bank by Money.com three years in a row and Newsweek's Best Big Bank, offers top-rated checking accounts and you can open one in just minutes. We also offer Small Business and Commercial accounts.
Accounts can be opened easily online. Here is how it works:
Here's what you'll need
- To be at least 18 years old, and a U.S. Citizen or a Permanent Legal U.S. Resident.
- Personal Information, including address, phone number, email address, and Social Security Number.
- To reside in the states of Arizona, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington.
- Picture Identification, such as driver's license, state ID, Passport, or military ID.
- Funding method, such as a credit or debit card, or routing and account number.
Choose an Account
A digital spending account powered by WaFd Bank Free Checking
- No minimum balance
- No monthly maintenance fees*
- Enabled for contactless payments for a fast and secure way to “tap” and pay
- Use for online services like Spotify and Netflix
- Free access to over 37,000 ATMs
- Make Mobile deposits by just taking a picture of your checks
- Supports Digital Wallets:
Apple Pay
Google Pay
Samsung Pay
*Overdraft/returned item fees may apply
Truly free checking that helped us earn a Best Big Bank ranking by Newsweek.
Everything you need in a free checking account:
- No minimum balance
- No monthly maintenance fees*
- Access to 37,000 Fee-free ATMs
- Online Banking
- Bill Pay & external transfers
- Mobile Banking
- Person-to-person payments
- MyTransfer available
*Overdraft/returned item fees may apply
A checking account with rewards that really pay off! That's Green Checking.
Here are some of the rewards you receive with a WaFd Bank Green Checking account:
- Identity theft monitoring resolution service
- Cell phone insurance
- Automatic extended warranties on the things you buy
- Accidental death & dismemberment (AD&D) insurance
- Restaurant & hotel deals
- Rental car discounts
- Shopping Rewards
- Travel & leisure discounts
Our most rewarding checking account gives you earned interest for only $0, $3 or $8 Per Month, plus a heap of valuable perks. See how WaFd Bank is here for you:
- Earn interest
- Get a free 3"x5" safe deposit box*
- Identity theft monitoring and resolution service
- Cell phone insurance
- Automatic extended warranties on the things you buy
- Accidental death & dismemberment (AD&D) insurance
- Restaurant & hotel deals
- Rental car discounts
- Shopping Rewards
- Travel & leisure discounts
*At branches where available
Open a savings account with the tools and services to help you prepare for the future.
- Free for minor accounts up to age 18.
- Only $25 initial deposit ($10 for minors)
- No monthly fee ($3 Per Month for balances below $100)
- Minimum balance to earn interest is $100. ($10 for minors); this is a variable-rate account
The tools and services to help you build wealth with confidence
- Only $25 initial deposit
- Minimum balance to earn interest is $1,000; this is a variable-rate account
- No monthly fee ($10 Per Month for balances below $1,000)
Earn a higher interest rate with a with a Gold Money Market account.
- Only $25 initial deposit
- No monthly fee ($10 Per Month for balances below $1,000)
- Maximum $100,000 deposit per client
- Minimum balance to earn interest is $1,000; this is a variable-rate account
There's no place like home. When you're ready to make a move, let us make it happen.
No-fee bill pay and person-to-person payments
Learn more about Bill payOver 37,000 FEE-FREE ATMs
Find an ATM24/7 online & mobile banking with mobile check deposit
Learn more about Online and Mobile bankingOver 200 branches in 8 states to serve you
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